Wedding budget
planner & breakdown
Real cost benchmarks for every category, plus region-specific adjustments and proven ways to save without cutting the magic.
Build my smart budgetBudget wedding
$23,200
Average wedding
$36,800
Luxe wedding
$63,500
| Category | % of budget | Budget | Average | Luxe |
|---|---|---|---|---|
| Venue & rentals | 30–40% | $8,000 | $12,000 | $20,000 |
| Catering & beverages | 20–25% | $6,000 | $9,000 | $15,000 |
| Photography | 10–15% | $2,500 | $4,000 | $7,000 |
| Attire & beauty | 5–10% | $1,500 | $2,500 | $5,000 |
| Flowers & décor | 8–10% | $1,500 | $2,500 | $4,500 |
| Music & entertainment | 5–8% | $1,000 | $2,000 | $4,000 |
| Stationery | 2–3% | $400 | $800 | $1,500 |
| Transportation | 2–3% | $500 | $900 | $1,500 |
| Favours & gifts | 1–2% | $300 | $600 | $1,000 |
| Miscellaneous | 5–10% | $1,500 | $2,500 | $4,000 |
Regional cost differences
Weddings in major metros (NYC, San Francisco, LA) typically run 30–50% above the national average. Midwest and Southern markets often come in 15–25% below. These numbers assume a 100–150 guest count — adjust proportionally for smaller or larger weddings.
Money-saving tips by category
Venue & rentals
Book off-peak months (Nov–Mar) for 20–30% savings.
Catering & beverages
Opt for a buffet or family-style service over plated dinners.
Photography
Book a package that includes an engagement shoot for better value.
Attire & beauty
Consider sample sales or pre-owned designer gowns.
Flowers & décor
Use seasonal, locally grown flowers to cut costs.
Music & entertainment
A DJ is usually half the cost of a live band.
Stationery
Digital save-the-dates and RSVP cards save hundreds.
Transportation
Skip the limo and use rideshare credits for the wedding party.
Favours & gifts
Edible favours (cookies, honey jars) are crowd-pleasers and affordable.
Miscellaneous
Build in a 5–10% buffer for last-minute surprises.
Wedding budget questions
- How do I budget for a wedding?
- Start with your total number, then split it by category using the percentages above. Track every deposit and final payment, and keep 5–10% aside for surprises. Bridebase auto-calculates a personalised budget based on your guest count and region.
- What is the average cost of a wedding in 2026?
- For a 100–150 guest wedding in the US, our benchmarks put a budget wedding around $23,200, an average wedding around $36,800, and a luxe wedding around $63,500. Metro areas can be 30–50% higher.
- How much should I spend on each wedding category?
- Venue and catering usually take 50–65% of the budget. Photography, attire, flowers, and music follow. Use the table above for exact ranges, and adjust based on what matters most to you.
- How can I save money on my wedding?
- Pick an off-peak date, trim the guest list, choose a buffet over plated service, use seasonal flowers, and send digital save-the-dates. The biggest savings usually come from guest count and date flexibility.
- Should I include a buffer in my wedding budget?
- Yes. Unexpected costs — overtime, extra guests, last-minute rentals — are common. A 5–10% buffer keeps you from stress-spending when they appear.
Get a budget built for your wedding
Bridebase auto-calculates a personalised budget based on your guest count, region, and priorities — then tracks spending as you book vendors.
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